Sun 03 September 2023:
Women are disproportionately the victims of cell phone theft in South Africa, according to IOL that cited the insurance provider Dialdirect.
According to the insurance company, an alarming 11,404 reported incidents of common robbery occurred in the first quarter of 2023, a 7.9% rise over the previous year, and South Africans must remain cautious.
The company also stated that over the previous year, 80% of smartphone claims came from female consumers, and Gauteng remained a hotspot for cellphone theft, with incidences peaking on Thursdays and Sundays.
“The figures are extremely concerning, especially here in South Africa and it is true that women are targeted almost five times more often than men,” says Dialdirect’s spokesperson, Martin van Wyk.
Van Wyk said that a cellphone is stolen every six minutes; criminals are “shoulder surfing” to observe the PIN code before stealing the phone, and this gives them access to a wealth of personal information.
“Nowadays, phones are essentially bank cards, so if your phone is stolen, make sure to de-link your bank account from your device and alert your bank immediately to prevent criminals from looting your hard-earned savings,” says van Wyk.
“Nowadays, one’s life is stored on their phone. While insurance covers you against theft, loss, and damage, it’s best to always be on high alert,” he said.
Van Wyk further added that it is important for people to remember that their lives are more important than their cellphones; however, with a good backup strategy in place, phones and contacts can be replaced.
What Can Happen If Your Phone Is Lost or Stolen?
The moment you can’t find your phone, you should assume the worst.
Phone thieves often go straight for your personal information after stealing your phone. They’ll try to access banking and investment apps, social media and email accounts, photos, and passwords.
They’ll change your passwords and lock you out of your email accounts so that you can’t get back in, while they run their schemes.
With your phone, thieves can:
- Make unauthorized purchases using your linked credit cards and Apple or Google Pay.
- Access your passwords and login information for various accounts. (As many as 99% of people reuse passwords across business and personal accounts. So, if scammers gain access to your phone, they can potentially get into your other accounts.)
- Hack your email account and lock you out.
- Access your bank accounts or investing apps and wire out your savings.
- Mine enough personal data to steal your identity.
- Hack your Google or Apple ID and bypass two-factor authentication (2FA) on your other apps.
- Run phishing scams targeting your friends and family.
- Use sensitive photos to blackmail you (i.e., sextortion).
- Find out what places you visit and get details about your economic status.
- Open credit cards and loans in your name.
The list is endless. And we’re not even talking about the fact that you’ll need to spend hundreds or even thousands on buying a new phone.
The following advice has been provided by Dialdirect to help you stop being the next victim of smartphone theft:
De-link
If your phone is stolen, immediately de-link or deactivate your banking app. Every second counts, so make sure you know how to do this by acting proactively contacting your bank.
Then contact your cellphone service provider to block your SIM card. Doing so will prevent criminals from accessing any OTPs (one-time pins).
Backup
Regularly backup your contacts, media, and other data. Password-protect these backups to make sure that nobody can access them.
Digital protection
Set a strong pin or password and use biometric authentication to protect sensitive data on your phone.
Track
Set up and activate any mobile tracking software that comes with your phone, or download similar software from a trustworthy, verified, and highly rated third-party.
Anti-theft bags
Use anti-theft bags, cases, or straps to make it more difficult to steal your phone. Bag slashing is rife, especially at big concerts and events.
Look out
Be aware of your surroundings at all times, look out for suspicious behaviour, and avoid being distracted by calls, messages, media, or other activities.
Don’t paint a bullseye
Don’t leave your phone in plain sight on a car seat, on a table, in an open bag, or even in your hand while walking.
Be wary of strangers
People randomly trying to make small talk might have the best of intentions, but maintain a healthy sense of scepticism, as criminals have been known to use these tactics to get their hands on phones.
Insurance purposes
Keep a safe record of your phone’s PUK and serial numbers.
SOURCE: INDEPENDENT PRESS AND NEWS AGENCIES
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